Over the years, I've accumulated ideas about how to do things well. Some of the ideas grow out of my business--affordable housing finance. Others are simply observations on daily life, from composing effective e-mails to shoveling snow. I also like to write, so I've put down my how-to ideas in essays, collected here. If you find them interesting, perhaps helpful, or even strongly disagree with me, please let me know. Essays are grouped into topics--use the left-hand toolbar to move from topic to topic, or just scroll down this page.